Total Quality. Total Advice. Total Mortgages.

Welcome

Welcome to Total Mortgages, the independent mortgage advice specialist committed to helping people across the whole of the UK to find the most effective mortgage product to meet their needs.

Arranging a mortgage and moving house can be very stressful events - at Total Mortgages we aim to help take away the stress by offering professional guidance and an efficient service, helping you to feel in control throughout the whole process.

Whole of Market Access - we will not limit your access to lenders / products, like other brokers may. Instead of linking to any single network, we have retained our independence giving us access to a larger number of exclusive mortgage deals available through a large variety of mortgage clubs and packagers. This helps us to help you.

Trust and Integrity assured - your personal adviser will work for you, no hidden costs or charges, all recommendations provided in writing, no obligation at any point, mortgage advice regulated by the Financial Services Authority to assure your protection as a consumer.

Personal and friendly service - you will be provided with your advisers' mobile number so that you may contact them when you want to contact them, 7 days a week.

Your mortgage agreed same day - we are able to gain an In Principle Agreement on your mortgage within a matter of hours, leaving you safe in the knowledge that the lending / deal is available to you.

Mortgage Specialists - Total Mortgages are a 'focused mortgage specialist'. Many advice companies offer overall financial advice, with mortgages only being one of their areas of focus. Although we are able to introduce you to specialists in other areas of financial advice (where necessary), Total Mortgages are focused on the provision of specialist mortgage advice. We 'live and breath' mortgages, so that we are able to offer clients, like you, the Total Mortgages in relation to your mortgage.

Our Aims

Our aims at Total Mortgages can be summarised as follows:

To create an environment filled with trust and integrity, where clients from across the UK can feel safe in the knowledge that the advice they are gaining is in their best interests.

To retain whole of market access, so that clients of Total Mortgages can be offered the best deal available to them without restriction or limitation.

To offer an efficient and effective level of service tailored to clients needs, wants and expectations.

To create happy clients, who feel great that they chose Total Mortgages to help them find and arrange the best mortgage deal to meet their needs.

We will listen to YOU, so that we understand your needs and so that we can offer you the right advice in relation to your mortgage. Your enquiry will be welcomed with open arms - we are here ready to help you with your mortgage.

Have a good day.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Total Mortgages
Trading Address: First Floor, 4 Library Place, Manor Way, Chepstow, NP16 5HZ.
Tel: 0845 017 67 97
Fax: 0845 017 67 98
e-mail: advice@totalmortgages.co.uk
Total Mortgages operates a flexible fees policy and will usually charge a fee of no more than £799.
In some cases, Total Mortgages will not charge a fee whatsoever for the full advice, recommendation and arrangement service we provide.
Any applicable costs, fees or charges will be disclosed to you at the outset.
Total Mortgages will usually be paid a fee / commission from whichever lender we recommend. Because of our independent status, you may choose to pay a fee of 1% and have any commission that is received by Total Mortgages, from the mortgage lender we recommend, passed back to you on completion.
Total Mortgages is a trading style of 1st For Everything Ltd, registered in England and Wales no. 04303551.
1st for Everything Ltd is Authorised and Regulated by the Financial Services Authority.
1st for Everything Ltd is entered on the FSA register (http://www.fsa.gov.uk/register) under reference 456284.
Registered Address : 11a Llwyn-y-pia Road, Lisvane, Cardiff, CF14 0SX.
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